:root {
  --ink: #0B315F;
  --blue: #126EA5;
  --teal: #4F928B;
  --green: #517A4A;
  --gold: #D7AD3F;
  --sage: #E8EFE7;
  --sky: #EAF3F7;
  --cream: #FBF8F3;
  --paper: #FFFFFF;
  --soft-line: #E6DFD5;
  --muted: #5E6B76;
  --shadow: 0 18px 45px rgba(11, 49, 95, 0.10);
}

* {
  box-sizing: border-box;
}

body {
  margin: 0;
  font-family: "Inter", "Avenir Next", Arial, sans-serif;
  background: var(--cream);
  color: var(--ink);
  line-height: 1.65;
}

img {
  max-width: 100%;
}

a {
  color: inherit;
}

.site-header {
  position: sticky;
  top: 0;
  z-index: 20;
  background: rgba(251, 248, 243, 0.92);
  backdrop-filter: blur(12px);
  border-bottom: 1px solid var(--soft-line);
}

.nav {
  max-width: 1120px;
  margin: 0 auto;
  padding: 14px 24px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
}

.brand {
  display: flex;
  align-items: center;
  gap: 12px;
  text-decoration: none;
  font-family: Georgia, "Times New Roman", serif;
  letter-spacing: 0.13em;
  text-transform: uppercase;
  font-size: 0.92rem;
}

.brand img {
  width: 52px;
  height: auto;
}

.nav-links {
  display: flex;
  align-items: center;
  gap: 20px;
  font-size: 0.95rem;
}

.nav-links a {
  text-decoration: none;
  color: var(--ink);
}

.nav-links a:hover {
  color: var(--blue);
}

.button {
  display: inline-block;
  text-decoration: none;
  background: var(--blue);
  color: white;
  padding: 12px 20px;
  border-radius: 999px;
  font-weight: 700;
  box-shadow: 0 10px 22px rgba(18, 110, 165, 0.22);
}

.button:hover {
  background: var(--ink);
}

.button.secondary {
  background: transparent;
  color: var(--ink);
  border: 1px solid var(--gold);
  box-shadow: none;
}

.hero {
  max-width: 1120px;
  margin: 0 auto;
  padding: 76px 24px 64px;
  display: grid;
  grid-template-columns: 1.05fr 0.95fr;
  align-items: center;
  gap: 56px;
}

.hero h1,
.page-hero h1 {
  font-family: Georgia, "Times New Roman", serif;
  font-size: clamp(2.8rem, 6vw, 5.4rem);
  line-height: 0.98;
  letter-spacing: 0.01em;
  margin: 0 0 22px;
}

.hero p.lede,
.page-hero p {
  font-size: 1.22rem;
  color: var(--muted);
  max-width: 680px;
}

.hero-card {
  position: relative;
  background: var(--paper);
  border-radius: 32px;
  padding: 32px;
  box-shadow: var(--shadow);
  border: 1px solid var(--soft-line);
  overflow: hidden;
}

.hero-card:before {
  content: "";
  position: absolute;
  inset: -40% -30% auto auto;
  width: 250px;
  height: 250px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(215,173,63,0.34), rgba(79,146,139,0.12), transparent 70%);
}

.hero-card img {
  position: relative;
  display: block;
  margin: 0 auto;
}

.eyebrow {
  color: var(--green);
  letter-spacing: 0.18em;
  text-transform: uppercase;
  font-size: 0.78rem;
  font-weight: 800;
  margin-bottom: 12px;
}

.actions {
  display: flex;
  gap: 14px;
  flex-wrap: wrap;
  margin-top: 28px;
}

.section {
  padding: 74px 24px;
}

.section.blue {
  background: var(--sky);
}

.section.green {
  background: var(--sage);
}

.container {
  max-width: 1120px;
  margin: 0 auto;
}

.section-title {
  max-width: 720px;
  margin-bottom: 34px;
}

h2 {
  font-family: Georgia, "Times New Roman", serif;
  font-size: clamp(2rem, 4vw, 3.2rem);
  line-height: 1.05;
  margin: 0 0 16px;
}

h3 {
  font-family: Georgia, "Times New Roman", serif;
  font-size: 1.45rem;
  margin: 0 0 10px;
}

.cards {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 22px;
}

.card {
  background: var(--paper);
  border: 1px solid var(--soft-line);
  border-radius: 24px;
  padding: 28px;
  box-shadow: 0 12px 28px rgba(11, 49, 95, 0.06);
}

.card .bar {
  width: 48px;
  height: 5px;
  border-radius: 999px;
  margin-bottom: 20px;
}

.bar.blue { background: var(--blue); }
.bar.teal { background: var(--teal); }
.bar.green { background: var(--green); }
.bar.gold { background: var(--gold); }

.split {
  display: grid;
  grid-template-columns: 0.9fr 1.1fr;
  gap: 42px;
  align-items: start;
}

.panel {
  background: var(--paper);
  border: 1px solid var(--soft-line);
  border-radius: 30px;
  padding: 34px;
  box-shadow: var(--shadow);
}

.list {
  list-style: none;
  padding: 0;
  margin: 0;
}

.list li {
  padding: 18px 0;
  border-bottom: 1px solid var(--soft-line);
}

.list li:last-child {
  border-bottom: 0;
}

.quote {
  font-family: Georgia, "Times New Roman", serif;
  font-size: clamp(1.55rem, 3vw, 2.5rem);
  line-height: 1.25;
  color: var(--ink);
  max-width: 900px;
}

.cta {
  text-align: center;
  background:
    radial-gradient(circle at top left, rgba(18,110,165,0.18), transparent 28%),
    radial-gradient(circle at bottom right, rgba(215,173,63,0.22), transparent 32%),
    var(--paper);
  border-top: 1px solid var(--soft-line);
  border-bottom: 1px solid var(--soft-line);
}

.page-hero {
  max-width: 960px;
  margin: 0 auto;
  padding: 82px 24px 46px;
  text-align: center;
}

.footer {
  padding: 38px 24px;
  color: var(--muted);
  text-align: center;
}

.form {
  display: grid;
  gap: 16px;
}

input, textarea, select {
  width: 100%;
  border: 1px solid var(--soft-line);
  border-radius: 14px;
  padding: 13px 14px;
  font: inherit;
  background: white;
}

textarea {
  min-height: 150px;
}

@media (max-width: 850px) {
  .hero,
  .split,
  .cards {
    grid-template-columns: 1fr;
  }

  .nav {
    align-items: flex-start;
    flex-direction: column;
  }

  .nav-links {
    flex-wrap: wrap;
    gap: 12px 18px;
  }

  .hero {
    padding-top: 46px;
  }
}
.offer-grid { display: grid; grid-template-columns: repeat(2, 1fr); gap: 24px; }
.offer-card { background: var(--paper); border: 1px solid var(--soft-line); border-radius: 28px; padding: 30px; box-shadow: 0 14px 34px rgba(11, 49, 95, 0.07); }
.offer-card.featured { border-top: 6px solid var(--gold); }
.meta-row { display: flex; flex-wrap: wrap; gap: 10px; margin: 18px 0 20px; }
.pill { display: inline-flex; align-items: center; border: 1px solid var(--soft-line); border-radius: 999px; padding: 7px 12px; background: var(--cream); color: var(--ink); font-size: 0.92rem; font-weight: 700; }
.details-list { margin: 18px 0 0; padding-left: 20px; }
.details-list li { margin-bottom: 10px; }
.form-note { color: var(--muted); font-size: 0.95rem; }
.notice { background: rgba(215, 173, 63, 0.16); border: 1px solid rgba(215, 173, 63, 0.45); border-radius: 22px; padding: 20px; color: var(--ink); }
@media (max-width: 850px) { .offer-grid { grid-template-columns: 1fr; } }


.offer-actions {
  margin-top: 22px;
}

.form-label {
  display: grid;
  gap: 7px;
  font-weight: 700;
  color: var(--ink);
}

.form-label span {
  font-size: 0.95rem;
}

.form-note {
  font-size: 0.9rem;
  color: var(--muted);
  margin: 4px 0 0;
}

.checkbox-group,
.radio-group {
  display: grid;
  gap: 10px;
  padding: 14px;
  border: 1px solid var(--soft-line);
  border-radius: 14px;
  background: rgba(255,255,255,0.7);
}

.checkbox-group label,
.radio-group label {
  font-weight: 500;
  display: flex;
  gap: 9px;
  align-items: flex-start;
}

.checkbox-group input,
.radio-group input {
  width: auto;
  margin-top: 6px;
}

.small-link {
  display: inline-block;
  margin-top: 20px;
  color: var(--blue);
  font-weight: 700;
}